Finance Options
We believe that financial considerations should not be an obstacle in obtaining proper dental care. Only half of our patients have dental insurance benefits. We have a number of payment options that came make your dentistry more financially comfortable. Our team will be happy to review these choices with you when you are scheduling your recommended treatment plan. We welcome a variety of payment options including cash, check, MasterCard, Visa, and Discover.
Ask about our 5% courtesy discount for payment in full on the day that services are rendered.
To further assist our patients with their financial needs, our office offers CareCredit® the nation’s leading patient payment program. CareCredit offers special financing and low monthly payment options, no up-front costs, and no-prepayment penalties. For fees from $300 to $25,000, upon request and approval, CareCredit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget. CareCredit can be used by the entire family for ongoing treatment without having to reapply, and is often accepted by other dental specialty, medical and veterinary clinics.
(Our office receives no financial incentive from the Care Credit program. In fact, we pay them a service fee to make this financing available to our patients, because we care about keeping our best dentistry affordable.)
WITH CARECREDIT YOU CAN:
- Start treatment and care immediately and pay over time
- Pay for other medical expenses for you and your family without having to reapply
- Pay for deductibles and treatment not covered by insurance
- Have no annual fees
To apply, go to www.carecredit.com. You will receive a decision immediately. We can assist you in applying for these programs. For more information, call 1-800-839-9078 or contact our office at (952) 435-3335.
DENTAL INSURANCE
For patients with dental insurance, we are glad to be able to help you to maximize your policy benefits. We’d be happy to estimate your coverage prior to your appointment. Please call (952) 435-3335 with any questions.
Our practice accepts most insurance plans including most Delta Dental plans. We encourage our patients to be knowledgeable regarding their plans and to know and understand their individual dental insurance coverage and patient responsibility. We are proud of our ability to assist patients with questions and issues concerning their individual dental insurance plans.
Dental insurance is a contract between your employer and the insurance company. The benefits you receive depend on the policy your employer has negotiated and are not necessarily based on medical necessity or assuring that you achieve the best long-term result. We realize this can be confusing and complex. Just provide us your plan information, and we will handle it for you!
Our office manager, Lea will do all the necessary legwork for you. All patients have a right to be fully informed on all available treatment options, regardless of insurance. She is always available to review your policy and provide a complimentary benefit analysis, as well as assist you in filing claims to help you to maximize the reimbursement to which you are entitled. We will process all insurance company forms, even for plans for which are “out of network.” The amount of compensation you receive will be dependent upon your coverage plan and specifics.
Cosmetic procedures are generally not covered by most dental insurance policies; however, partial benefits may be available if teeth are broken or have previous dental fillings, bonding or crowns. If you have questions about insurance, please call your insurance company directly for information regarding your individual plan.